AMFI-registered mutual fund distributorARN-137761Distributor, not an investment adviser

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Helping individuals and families navigate their wealth journey through personalised mutual fund solutions, thoughtful investing, and long-term guidance.

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CAS_APR2026.pdf · 6 folios
Scheme / folioUnitsValue
Flexi Cap Fund — GrowthFolio ****39011,204.55₹8,42,110
Large Cap Fund — GrowthFolio ****77242,880.10₹6,10,480
Bluechip Fund — GrowthFolio ****1188944.20₹5,27,900
ELSS Fund — GrowthFolio ****44603,110.00₹3,18,240
Short Duration FundFolio ****90527,420.80₹2,96,700
Liquid Fund — GrowthFolio ****2317418.66₹1,44,020
What this portfolio looks like₹27.4 L · 6 schemes
64%Equity
Equity 64%
Debt 19%
ELSS (locked) 12%
Liquid 5%
!

38% overlap. Three of your equity funds hold largely the same top-20 stocks.

%

1.42% weighted expense ratio. Two schemes sit well above their category median.

₹

One dormant folio. No transaction since 2019, and the bank mandate has lapsed.

Illustrative example. Your report is generated from your own statement.
₹ 50 CrAssets under management
1000+Investors served
4.8/5Google Reviews (320+)
14 yearsIn wealth management

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Useful thinking,kept in the open.

Explore SNPFP's article archive and the newest client newsletter.

01 — Portfolio analysis

Bring your CAS. Leave with a second opinion.

  1. 01
    Request your CAS

    It reaches your inbox in minutes.

  2. 02
    Upload the PDF

    Password-protected files are fine.

  3. 03
    Read the report

    Overlap, asset mix, cost and dormant folios, in plain English.

02 — Risk profile

Find the fall you can actually sit through.

  1. 01
    12 questions, 8 minutes

    Income, dependants, loans, horizon.

  2. 02
    Capacity and temperament

    What you can afford, and how you behave.

  3. 03
    A band, not a verdict

    An equity-debt range, and what a bad year looks like in rupees.

03 — Goal planning

Turn "someday" into a number you can track.

  1. 01
    Name your goal

    Retirement, house, education — anything.

  2. 02
    Set timeline & amount

    When you need it and how much.

  3. 03
    Get a clear SIP number

    A monthly figure that actually gets you there.

04 — Curated baskets

Portfolios built with conviction, not algorithms.

  1. 01
    Pick a theme

    Large-cap stability, flexi-cap growth, or dividend income.

  2. 02
    See the rationale

    Every fund chosen for a reason, explained in plain English.

  3. 03
    Invest in one tap

    Start a SIP or lump-sum directly from the basket page.

05 — Fixed deposits

Compare FD rates without opening ten tabs.

  1. 01
    Filter by tenure

    1 year, 3 years, 5 years — or custom.

  2. 02
    Compare issuers

    Banks and corporates, side by side with ratings.

  3. 03
    See effective yield

    Senior-citizen rates and monthly payout options included.

06 — Free consultation

A conversation, not a sales pitch.

  1. 01
    Pick a slot

    Morning, afternoon or evening — your choice.

  2. 02
    Share your context

    Goals, concerns, or just curiosity — all welcome.

  3. 03
    Get a clear next step

    No obligation. Walk away with clarity either way.

Curated by RS Finserv

Every portfolio built with purpose.

Each basket is researched, rebalanced and reviewed by our in-house research team. Invest with clarity, not noise.

Long-Term Wealth

For 10+ year horizons

CAGR+18.4%

Long-Term Wealth

For 10+ year horizons

RiskHigh
CAGR+18.4%
Min SIP₹ 2,500

Balanced Growth

For 5–7 year goals

CAGR+13.2%

Balanced Growth

For 5–7 year goals

RiskModerate
CAGR+13.2%
Min SIP₹ 2,000

Conservative Income

For capital preservation

CAGR+8.6%

Conservative Income

For capital preservation

RiskLow
CAGR+8.6%
Min SIP₹ 1,000

Returns shown are past performance and do not guarantee future results. Mutual fund investments are subject to market risk; please read all scheme-related documents carefully.

Goal planning

Where every rupee serves a purpose.

Use our calculators to translate your goals into clear numbers, adjusted for inflation and time horizon. Illustrations only; not investment advice.

  • Goal 01

    Comfortable retirement at 60

    32 years remaining · ₹ 90,000/mo lifestyle

  • Goal 02

    Muskan's higher studies

    18 years · MBA in the UK

  • Goal 03

    Dream home in Punjab

    5 years · 3 BHK · ₹ 1 Cr

Plan your first goal
Goal planning conversation
Education14 years away
Home6 years away
Retirement22 years away

Start in 2 minutes

Your wealth journey honest question.

What do you really want from your money? Take our investor personality assessment. No email required to start.

STEP 01

PAN and Aadhaar

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STEP 02

Bank and nominee

Add the bank account the money will move from and back to — it must be in your own name.

STEP 03

Video KYC and e-sign

A short in-app video verification, then Aadhaar-based e-sign. Your folios open directly with the AMCs.

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Mon–Sat, 9 am – 7 pm
Your adviser

Our story

More than a decade of helping families navigate their wealth journey.

Why you started this firm. What drove you to wealth management.

  • RegistrationAMFI-registered mutual fund distributor, ARN-137761
  • CertificationNISM Series V-A, Mutual Fund Distributors
  • TransactionsExecuted through BSE StAR MF and MF Utilities
RGRajiv Goyal

Rajiv Goyal

Founder & Wealth Manager · CFP/BTech · 23 years

One sentence — what you stand for

What investors say

Beyond investments, built on relationships.

“
“Working with Rajiv ji helped me look beyond random investments and build a structured financial plan. His approach as a CFP is disciplined and goal-oriented. I now have complete clarity on my family's future milestones”
Eshank SinglaSenior IT Consultant
“
"Running a business leaves little time to track long-term personal goals. Rajiv helped me structure a dedicated retirement roadmap with the right asset allocation. His guidance has brought immense discipline to my personal wealth management."
Sandeep BansalIndustrialist
“
"Earlier, I used to invest erratically without knowing why I was picking specific instruments. RS Finserv aligned all my investments with actual goals like my children's higher education. Truly professional and transparent advice"
Dr. Sahil BansalSurgeon
“
"Most people just sell policies, but Rajiv took the time to assess my family's actual liability and healthcare needs. He ensured we got the right term cover and comprehensive health insurance without unnecessary add-ons."
Sanjeev Kumar SharmaEntrepreneur
“
"Starting out, financial jargon always felt overwhelming. Rajiv explains concepts with so much patience and clarity. Thanks to his educational approach, starting my SIP journey felt seamless and stress-free."
Navjot SinghMarketing Lead
“
"What sets RS Finserv apart is their periodic review process. Rajiv doesn't just onboard you and disappear; he ensures regular check-ins to keep the portfolio aligned with market realities and life stages."
Mohit MalikOperations Director
“
"After superannuation, capital safety and regular cash flow were my primary concerns. Rajiv designed a sensible asset allocation plan that gives me peace of mind every month. Highly grounded and dependable guidance."
Ramesh Singh Mittal Retired Person
“
"Managing investments in India while living overseas can be complex due to regulatory and tax paperwork. Rajiv provides clear communication, operational efficiency, and trustworthy advisory tailored for NRIs."
Gaurav GargCanada
“
"I wanted financial independence with complete understanding of where my hard-earned money was going. Rajiv never speaks down or uses complicated jargon—he genuinely empowers you to take ownership of your finances."
HitakshiArchitect
“
"Integrity is rare in financial distribution. Rajiv has repeatedly advised me against risky, get-rich-quick trends, prioritizing my long-term financial security instead. He acts as a true fiduciary for our family."
Deepak GargMerchant
“
"Managing personal finances used to feel intimidating because of the complex industry jargon. Rajiv ji changed that entirely. He patiently explained asset allocation and helped me build an independent portfolio aligned with my career milestones. I now feel fully in control of my wealth."
TinaGovt Employee
“
"As a homemaker, I often left financial matters to my husband without fully understanding where our savings were allocated. Rajiv encouraged joint planning sessions and explained how emergency funds and SIPs work in plain language. He made me an active partner in our family’s financial security."
Sujata JalanHomemaker
“
"Running a boutique business means dealing with irregular revenue cycles. RS Finserv helped me separate my business cash flow from my personal wealth. Rajiv structured disciplined contingency reserves and long-term goal-based investments that give my business peace of mind."
ShavetaCreative Founder & Interior Designer
“
"Securing my daughter's future was my singular priority, but I didn't know which route was safe and disciplined. Rajiv evaluated our exact needs, structured adequate term life protection, and set up an education fund mapped to her college admission year. Truly empathetic and dependable guidance."
Dr. Deepika Garg Doctor
“
"Between back-to-back clinical shifts, I had zero bandwidth to review erratic investments. Rajiv brought holistic structure and complete transparency to my retirement planning. His CFP credentials show in his ethical, non-salesy advice."
Dr. Ritu GoyalDoctor
“
"Entering the workforce, it is easy to spend without discipline. Rajiv ji guided me on budgeting, the power of starting SIPs early, and the importance of having personal health insurance outside my employer cover. He laid the strongest foundation for my 20s."
Kavita DeviSoftware Engineer
“
“Working with Rajiv ji helped me look beyond random investments and build a structured financial plan. His approach as a CFP is disciplined and goal-oriented. I now have complete clarity on my family's future milestones”
Eshank SinglaSenior IT Consultant
“
"Running a business leaves little time to track long-term personal goals. Rajiv helped me structure a dedicated retirement roadmap with the right asset allocation. His guidance has brought immense discipline to my personal wealth management."
Sandeep BansalIndustrialist
“
"Earlier, I used to invest erratically without knowing why I was picking specific instruments. RS Finserv aligned all my investments with actual goals like my children's higher education. Truly professional and transparent advice"
Dr. Sahil BansalSurgeon
“
"Most people just sell policies, but Rajiv took the time to assess my family's actual liability and healthcare needs. He ensured we got the right term cover and comprehensive health insurance without unnecessary add-ons."
Sanjeev Kumar SharmaEntrepreneur
“
"Starting out, financial jargon always felt overwhelming. Rajiv explains concepts with so much patience and clarity. Thanks to his educational approach, starting my SIP journey felt seamless and stress-free."
Navjot SinghMarketing Lead
“
"What sets RS Finserv apart is their periodic review process. Rajiv doesn't just onboard you and disappear; he ensures regular check-ins to keep the portfolio aligned with market realities and life stages."
Mohit MalikOperations Director
“
"After superannuation, capital safety and regular cash flow were my primary concerns. Rajiv designed a sensible asset allocation plan that gives me peace of mind every month. Highly grounded and dependable guidance."
Ramesh Singh Mittal Retired Person
“
"Managing investments in India while living overseas can be complex due to regulatory and tax paperwork. Rajiv provides clear communication, operational efficiency, and trustworthy advisory tailored for NRIs."
Gaurav GargCanada
“
"I wanted financial independence with complete understanding of where my hard-earned money was going. Rajiv never speaks down or uses complicated jargon—he genuinely empowers you to take ownership of your finances."
HitakshiArchitect
“
"Integrity is rare in financial distribution. Rajiv has repeatedly advised me against risky, get-rich-quick trends, prioritizing my long-term financial security instead. He acts as a true fiduciary for our family."
Deepak GargMerchant
“
"Managing personal finances used to feel intimidating because of the complex industry jargon. Rajiv ji changed that entirely. He patiently explained asset allocation and helped me build an independent portfolio aligned with my career milestones. I now feel fully in control of my wealth."
TinaGovt Employee
“
"As a homemaker, I often left financial matters to my husband without fully understanding where our savings were allocated. Rajiv encouraged joint planning sessions and explained how emergency funds and SIPs work in plain language. He made me an active partner in our family’s financial security."
Sujata JalanHomemaker
“
"Running a boutique business means dealing with irregular revenue cycles. RS Finserv helped me separate my business cash flow from my personal wealth. Rajiv structured disciplined contingency reserves and long-term goal-based investments that give my business peace of mind."
ShavetaCreative Founder & Interior Designer
“
"Securing my daughter's future was my singular priority, but I didn't know which route was safe and disciplined. Rajiv evaluated our exact needs, structured adequate term life protection, and set up an education fund mapped to her college admission year. Truly empathetic and dependable guidance."
Dr. Deepika Garg Doctor
“
"Between back-to-back clinical shifts, I had zero bandwidth to review erratic investments. Rajiv brought holistic structure and complete transparency to my retirement planning. His CFP credentials show in his ethical, non-salesy advice."
Dr. Ritu GoyalDoctor
“
"Entering the workforce, it is easy to spend without discipline. Rajiv ji guided me on budgeting, the power of starting SIPs early, and the importance of having personal health insurance outside my employer cover. He laid the strongest foundation for my 20s."
Kavita DeviSoftware Engineer

Individual experiences. Outcomes vary based on personal circumstances, time horizon and market conditions.

RS Finserv on mobile

Your whole portfolio,
in your pocket.

Track every fund, start or pause SIPs, review goal progress and chat with your wealth partner — all from one secure app. Built for India, with UPI autopay and instant statements.

  • Biometric login
  • UPI autopay
  • Smart alerts

4.8 average · 12,000+ ratings

Total portfolio

₹ 18,42,650

+14.2% all time

Retirement68%
Child education41%

Mutual fund investments are subject to market risks. Read all scheme related documents carefully.

Disclosures

The fine print, printed at full size.

Our role

AMFI-registered mutual fund distributor. We are not an investment adviser. We are remunerated by AMCs in the form of commission.

Returns and risk

Mutual funds do not offer assured, guaranteed or protected returns. Past performance does not indicate future returns.

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